San Francisco short sale Realtor has a high success rate on approvals from the banks and closed short sales in San Francisco, San Jose, Oakland, Fremont, Santa Rosa, Hayward, Sunnyvale, Mountain View, Santa Clara, Vallejo, Berkeley, Fairfield, Richmond, Daly City, San Mateo, Palo Alto, South San Francisco, Redwood City, San Leandro, Alameda, Union City, Milpitas, Newark, San Rafael, and Bay Area, California. Short sale San Francisco just occurs when there is an outright guarantee that the money worth of the house can not increase in the future. In order to avoid the risk of a total loss, the financial institution often approves the reduced amount of short sale. San Francisco short sales are complicated but, can help sellers who owe more than home is worth. A short sale occurs when a property is sold for less than the total debt owed on the property. San Francisco short sale must be approved by the lenders and borrowers requesting a short sale must prove a hardship such as a mortgage payment increase, job loss, divorce, excessive debt, forced or unplanned relocation.