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Utah short sales just take place when there is an absolute warranty that the cash value of your house can not increase in the future. In order to avoid the risk of a complete loss, the financial institution typically accepts the decreased amount of short sale. Utah short sale is complicated but, can help sellers who owe more than home is worth. A short sale occurs when a property is sold for less than the total debt owed on the property. Utah short sale must be approved by the lenders and borrowers requesting a short sale must prove a hardship such as a mortgage payment increase, job loss, divorce, excessive debt, forced or unplanned relocation. Our experienced Utah short sale realtor is knowledgeable of the entire landscape of foreclosure avoidance options. Foreclosure situations tend to be extremely time-sensitive. If your home is upside down and you haven’t done a short sale, your time is running out. The sooner you start, the more options are available. Call for a free consultation today. Banks will offer a number of solutions for borrowers who want to avoid foreclosure.